Home > Home Buying > Frisco TX First Time Home Buyers  - No Down Payment Mortgages Making Homeownership Dreams Come True

I hope you have reviewed the 10-part series of the Frisco TX First Time Home Buyer articles. These steps are accurate for home purchases throughout the Dallas - Fort Worth areas, not just limited to Frisco TX. This next article will be one of the most important you will undertake, assuming you are willing and able to undertake these 10-step process in your home buying process.

I would like to hereby introduce you to my best First Time Home Buyer mortgage program:

• No down payment (Zero Down)
  
• 100% financing
• No closing costs (Zero Closing costs)
  
• No application fees
• And best yet, no credit is needed.

This program is not credit-driven like the rest of the mortgage loan applications. This program is affordability-based - which means you may need to work to show your budget, your income and your expenses. This program also requires no late payments in the past 12 months. Bankruptcy and foreclosures are acceptable.

There is no income restriction unlike city-sponsored grants. There is no age restriction also. Home buyers must plan to occupy the property. All pre-existing homes, new construction, single or multi-family homes, condominiums and townhomes qualify.

There are more qualifications and eligibility criteria for the program. However, it varies from an individual basis.

      For more information about this program:    

          Contact Loreena Yeo       
            (214) 783-2210                
    loreena@loreenayeo.com     

Articles in the Frisco Texas First Time Home Buyer series:

• Part 1 - Your First Steps to Homeownership
  
• Part 2 - Difference between Pre-Qualification and Pre-Approval and how to strategize a better negotiation
  
• Part 3 - What makes up a house payment in Frisco TX
  
• Part 4 - How much funds are needed to buy a house in Frisco TX
  
• Part 5 - Setting yourself for real estate success with tools you need
  
• Part 6 - Should you use a real estate agent?
  
• Part 7 - A Real Estate Contract is a legal binding contract
  
• Part 8 - Home Inspections and what to expect from it
  
• Part 9 - Going through with your home loan process
  
• Part 10 - What to expect at the closing table

Related Articles:

• FAQs of Frisco TX First Time Home Buyers $8,000 Tax Credit
• When to File For Your Frisco TX First Time Home Buyer $8,000 Tax Credit
• Is Homeownership on Your Horizon?
• How to Compare Lenders and Good Faith Estimates
• Working Exclusively Is An Important Message Consumers Need To Know