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When renting, all you typically would put aside on your monthly budget would be the rent payments. If the fridge breaks down, or the window breaks, all you would do is to pick up the phone and call the landlord or management. Someone will fix the leaky faucet or broken door. On the other hand, when you own your own home and if you have a tight budget to live with, chances are Murphy will move into your spare bedroom. So, the cost of homeownership suddenly does not smell as rosy anymore. It's not just in the monthly payments.








