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My answer will always be..... I honestly don't know because I don't have a crystal ball. If you knew me at all, you know I am not too "jumpy" or too concerned about how the stock market did today or what the interest rate will do tomorrow. I just do not spend my energy contemplating too much about these issues.
When my dateline to lock was on, I locked based on my financial comforts. If it was less than what I had made provisions for, it's a bonus for me. If it was a little more than what I had projected, I know it will not send me to the poor house either. All around, I was happy with my purchase and my locked rate.







